"Paypal here" vs squareup.com vs intuit" go payment" vs others

Discussion in 'Community Introductions' started by barefoot, Mar 16, 2012.

  1. barefoot

    barefoot Active Member

    Nov 9, 2009
    234
    35
    28
    Male
    Denver, CO
    Ratings:
    +97 / 1 / -0
    Paypal just announced it is competing directly w/ the squareup.com and the others.


    Go to google w/ search terms as "paypal here" and read all about it.

    Somebody please put a link in here..Cant figure out how to do it.

    As a customer of squareup.com...I absolutely love the mobile processing systems w/ no montly fixed fees..and the abilty to use our cell phones. No way in "hxxl I would ever go back to the way "

    Availale on iphone now..and very shortly android

    Basics advantages (if I am correct)...they tout are:

    1.very small price advantage....2.7 vs 2.75 on square...swiped..(almost neglible)
    2.swiped credit card transcations immediaetly into you paypal acct..no waiting 1-3 day etc.
    3. if you use their paypal Debit card your get 1% back...neting your swiped costs down to 1.7 %...( I would argue this pont)
    4. Free check scanning....which I see as a "HUGE" advantage...depending on how long they hold those funds and how well it integrates w/ my finacial software (quickbooks in my case)
    5. Its encrypted which means safer right?... They say squareup.com is not encrypted.

    Questions I have are :
    1 How much is the non swiped rate/ and how long till it deposits into our payapal acct?
    2.How long are the check scanning deposits are deposited into our payapl account
    3.If we are not keen on the idea of keeping all out funds in paypal...cna we set it up so that paypal automaticly credits the funds to our "real" bank acct?
    4.I dont consider paypal a real bank FDIC insurance etc and some bad history about how the freeze your account instantly if any disputes

    What do you guys think... Anybody elses thinking of changing?
     
  2. natod12

    natod12 Member

    Nov 14, 2011
    57
    3
    8
    georgia
    Ratings:
    +12 / 0 / -0
    I'll look into it and go with cheapest one, I'm on Android so I guess I have time before it hits the market. Every customer I take cards from are tickled by swiping with the square doggle and signing my phones screen.
     
  3. Todd the Cleaner

    Todd the Cleaner Todd Cottino
    Staff Member Administrator Moderator Premium VIP

    Sep 4, 2011
    20,475
    11,942
    113
    Male
    Owner / Operator
    Pahrump, Nevada, United States
    Ratings:
    +24,725 / 56 / -0
    I have been using square and love it. I am guessing that any advancements PayPal may come out with, Square will be right there with them. I will be surprised if Square does not start to offer the additional services, and like you say, it goes to a real bank account.
     
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  4. Blacktiedetailing

    Blacktiedetailing www.crsurfacecare.com
    Premium VIP

    Mar 30, 2011
    5,073
    2,950
    113
    Male
    Carpet guy trying to become a stone guy
    Las Vegas
    Ratings:
    +5,501 / 13 / -0
    I have square and intuit. I have found that square is easier to use and never had an issue.

    Intuit card swiper constantly gives me issues and for that reason don't use it anymore.

    Square is my go to card processor.
     
  5. ayetti

    ayetti Well-Known Member

    Feb 11, 2011
    2,472
    221
    63
    Male
    California
    Ratings:
    +782 / 3 / -0
    square for me, but if paypal started a mobile POS thing, I would jump on board. I have found them to be on of the best companies to deal with.
     
  6. Gemcleans

    Gemcleans Well-Known Member

    Apr 18, 2009
    1,581
    270
    83
    Cleaning Consultant
    Elkhart, In.
    Ratings:
    +656 / 5 / -0
    Square for me and as long as it keeps working so well I won't change.
     
  7. ronman

    ronman Well-Known Member

    Jan 18, 2011
    3,810
    515
    113
    Male
    Ratings:
    +1,503 / 8 / -0
    Does anyone know how it works if you don't have a smart phone?
    I'd like to set up for CC, but don't see a smart phone in my immediate future, too many other priorities.
     
  8. 2clean

    Premium VIP

    Jan 14, 2010
    2,153
    102
    63
    Owner/Operator
    Kentucky
    Ratings:
    +353 / 0 / -0
    Square here, probably stay with them. Never a problem so far.


    Sent from my iPhone using Tapatalk
     
  9. skg

    skg Active Member

    Oct 30, 2011
    184
    42
    28
    Ratings:
    +56 / 0 / -0
    I'm staying with Square. PayPal is compelling but not enough to switch.
     
  10. tom676

    tom676 Member

    Jan 16, 2010
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    18
    Ratings:
    +90 / 0 / -0
    Square here and Intuit non swipe for intuit is 3.75
     
  11. LilB

    LilB Member

    Mar 2, 2012
    38
    8
    8
    Assistant Manager for Apt. Prop. Mgt. and helping
    Houston, TX
    Ratings:
    +10 / 0 / -0
    Gopayment is good. That's what we use ;)
     
  12. Dirtmaster

    Dirtmaster Well-Known Member

    Jan 28, 2011
    1,241
    48
    48
    owner
    FL
    Ratings:
    +258 / 0 / -0
    Square here as well..pay pal sucks...who wants to wait almost a week to get there $$$..I wait enough with my billing customers..I have gopayment but never use it..
     
  13. cleaning psycho

    Jul 3, 2011
    69
    3
    8
    ohio
    Ratings:
    +20 / 0 / -0
    Square is awesome.... took a phone order the other day driving down the road handed the droid over to the wife and she punched in the customers info and bam !! in the bank the next day very little charge no monthly fees. Last week we were almost in the middle of a corn field cleaning for a customer who had lost her power and we swiped her card and bam !! in the bank baby !! Good think we had 100 gallon tank of water on the truck she had no power and she uses well water that required electricity to run her pump. Last but not least cleaned a private jet the other day ...pulled up to the private run way pulled out my hose and cleaned the plush carpet and upholstery in the jet and swiped the American Express card and Bam !! in the bank baby !!
     
  14. mcatalano

    mcatalano Active Member

    Apr 8, 2011
    482
    44
    28
    Ratings:
    +109 / 1 / -0
    We are using square and love it! Not going to change and if there is anything better about other square will certainly add that as well. Very happy square.
     
  15. crane

    crane Well-Known Member

    Sep 9, 2011
    1,003
    96
    48
    Male
    Owner/Operator Beyondkleen
    Texas
    Ratings:
    +480 / 1 / -1
    I have merchant services through my bank, Capitol One, love it, easy to use, payment in account the following day. Different rates depending on credit card, but cheaper than square. auto batching. Plugs into the charging port of I-phone.
     
  16. Lars

    Lars Well-Known Member

    Apr 8, 2011
    863
    254
    63
    Male
    Owner
    CA
    Ratings:
    +528 / 2 / -0
    Looks like it is time to get a smart phone... I use a dial in system but the rate is 3.8%
     
  17. crane

    crane Well-Known Member

    Sep 9, 2011
    1,003
    96
    48
    Male
    Owner/Operator Beyondkleen
    Texas
    Ratings:
    +480 / 1 / -1
    Seems high, I think my top rate is like 2.75, most are 2.35%
     
  18. TimM

    TimM Well-Known Member

    Sep 9, 2007
    1,883
    823
    113
    Male
    Owner Operator
    Ogden Utah
    Ratings:
    +1,688 / 1 / -0
    Look into Propay Ronman, I have been using them for about two years and I have not had a smart phone until this past month. You can process your cards at home on your computer, I pay $39 for a year and then a % of each card, it is higher because you have to enter manually. They put the funds on a debit card and you will have access to the money 24 hours after the transaction. I use my debit card for buying my chemicals and supplies so I just leave the credit card money there until I need it.
     
  19. AQD_Patrick

    AQD_Patrick Active Member

    Jun 24, 2010
    581
    136
    43
    Male
    Carpet & Upholstery Cleaner
    Michigan
    Ratings:
    +242 / 0 / -0
    I really like Square. No complaints at all.
    I still have my Intuit reader, but stopped using it when they magically lowered the daily/monthly max (without telling me) and is pretty worthless now.
    Paypal? I use it only when I have to. Ever since some folks in China went on a spending spree with my account, (and customer service was a joke) I never will trust them again. If I buy something, I add my CC to my account, make my payment, then remove the card.
    Propay? I had them before Square and they were OK. It had no yearly fee when I signed up and dropped it when they did add it. I do recall the % rate was really high though.
     

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