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GETTING PAID

Discussion in 'Starting Your Business' started by Mark Von Lay, Oct 5, 2016.

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  1. Mark Von Lay

    Mark Von Lay New Member

    Jun 6, 2016
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    Hello everyone....I'll get right to it...when getting paid $$ how do most of you go about it of course there is checks and I think most know in there gut who they can take a Check from most of the time...then obviously there is cash but for newbies that are still learning what would be the electronic ways of .PAID IS IT a swiper for the phone or pad or..?..I'm totally clueless on this function unless I'm using my card at a store....I'm sure others have wondered the same so please what is the easiest way...thanks
     
  2. Todd the Cleaner

    Todd the Cleaner Todd Cottino
    Staff Member Administrator Moderator Premium VIP

    Sep 4, 2011
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    90% of my customers pay by check, it's actually the way I prefer anymore with the new mobile check deposit feature most banks have. The only time I have to go to the bank anymore is to deposit cash.

    The other 10% pay by cash or credit card. Get the Square app on your phone and you can be taking credit cards tomorrow. It puts the money directly into your bank account the next business day.
     
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  3. 1ST CHOICE CLEANING

    Staff Member Moderator Premium VIP

    Mar 30, 2010
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    Square, about 70% of my customers pay with a card. I advoid checks as much as I can unless they are 60+ or live ina McMansion.
     
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  4. Mark Von Lay

    Mark Von Lay New Member

    Jun 6, 2016
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    Thanks guy's
     
  5. Kingdomcome84

    Kingdomcome84 Active Member

    Jul 28, 2013
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    95% pay cash
    5% pay check
    0% pay card
     
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  6. emeraldclean

    Premium VIP

    Feb 20, 2012
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    owner operator Carpet/ Furnace & Duct Cleaning
    Beausejour Manitoba Canada
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    I take all forms of payment including first born!
    Actually loads of cheques , I have Moneris for credit card/ debit payments and of course cash .
     
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  7. Jose Holguin

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    Oct 20, 2012
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    Says a lot about your customer base.
     
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  8. Jose Holguin

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    Oct 20, 2012
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    70% credit card
    20% checks
    10% cash
     
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  9. Lars

    Lars Well-Known Member

    Apr 8, 2011
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    I agree with Todd, get set up with square to help keep your receivables reeled in.
     
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  10. wandwizard

    wandwizard Randy Dockins
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    Nov 12, 2008
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    I've been only taking checks or cash for 29 years. I took my very first credit card just recently using House Call Pro. It is a pretty slick way of taking cards using the smart phone camera. I never plan on pushing credit cards as a means of payment, but it's nice to have the means to take them with HCP. Only thing I didn't like was the charges. They're just slightly higher than Square though. I think I was charged like 4.60 for a single transaction of 160. Somebody's raking in some serious cash off these card swipes.
     
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  11. ACP

    ACP Well-Known Member

    Apr 9, 2014
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    We used square for about 6 years, rates are lower with house call pro... plus all the extra features you get for pennies comparatively.

    we are mostly all CC, maybe 15% checks but only from trusted customers, and rarely cash... although we did a ticket for over $1000 the other day and the lady went in her safe and busted out all $20s lol Home was in a country club so it really had me wondering what kind of business she is in

    checks are outdated imo, its basically an I OWE U. its nice you can mobile deposit but still a renter could write you a bad one and good luck taking something less than $500 to court or collections
     
  12. wandwizard

    wandwizard Randy Dockins
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    Nov 12, 2008
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    Checks are still the number 1 method of payment around here by a land slide. Pretty rare I even get asked about credit cards and frankly don't want to encourage it.

    I just checked Square's rates were 2.75 and HCP I think is 2.9. Is there a monthly fee with Square? I do like being able to just use the camera for taking credit cards and that its not stored on my phone. I don't want that stuff on my phone, period.
     
  13. envy

    envy Well-Known Member

    Mar 12, 2015
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    I about doubled my prices in July and went from 50/50 checks/cash to 90/10 checks cash. Maybe get 2-3 card transactions a month when someone remembers they're trying to earn flyer miles.


    Sent from my iPad using TMF Forums

    Also, when they ask if I take cards, I say I do but it's my least favorite way because I have to pay service fees, they usually use the card anyway but then tip in cash way bigger than what's normal for me.

    I'm not sure if it makes people stop thinking of me as a business owner and more of a guy trying to make a living but I have been getting $40-75 tips when that conversation comes up.
     
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  14. Todd the Cleaner

    Todd the Cleaner Todd Cottino
    Staff Member Administrator Moderator Premium VIP

    Sep 4, 2011
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    Knock on wood I'm going on 6 years in business taking hundreds of checks per year and I have never had one bad check.
     
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  15. 1ST CHOICE CLEANING

    Staff Member Moderator Premium VIP

    Mar 30, 2010
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    No monthy fee with Square but if you key the card instead of swipping it is 3.5%
     
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  16. 1ST CHOICE CLEANING

    Staff Member Moderator Premium VIP

    Mar 30, 2010
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    I had gotten a few bad checks all from military personal so I basically put a stop to taking checks. If someone asks about paying with a check I ask if they can pay with a card and explain that we get so few checks that it is usually 3 weeks before we deposit them.
     
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  17. Sierra Clean Care

    Sierra Clean Care Well-Known Member

    Feb 22, 2015
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    Cash, cheque, debit, visa, master card....... The easier it is for them to pay you, the better.... Oh, and etransfer.....
    Jeff @ SCC
     
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  18. Mark Von Lay

    Mark Von Lay New Member

    Jun 6, 2016
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    Thanks guys that helps ..I prefer checks or cash but most people under 45 it seems don't fiddle with checks around here it's all cards....just gotta get my act together with the ability to take them. There was a deal that steambrite had on a swipe and a company that was pretty cheap on fee as well,,I'll pull that up and take a look at that again too. The adventures continue, and listen you guys are great I have learned a ton from all you guys over the last 3 months ...once again THANKS !
     
  19. Artie09

    Premium VIP

    Dec 17, 2012
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    I rarely take checks but once in awhile an old lady doesn't have a card or is not trusting enough then I'll take it. I can always go back and whoop azz lol

    I use the square app, easy or cash
     
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  20. Pinosan

    Premium VIP

    Nov 22, 2011
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    No cash no cards either pay by check or call someone else.
     

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